/* =========================================================
   real-estate-financing.css
   Styles exclusive to the Finanzierung (financing) page.
   Global styles (variables, header, footer, forms, buttons,
   section helpers) live in index.css.
   ========================================================= */

/* ===== HERO ===== */
.fin-hero {
    position: relative;
    width: 100%;
    min-height: 540px;
    max-height: 860px;
    aspect-ratio: 22 / 9;
    overflow: hidden;
    display: flex;
    align-items: flex-end;
}

.fin-hero-bg {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, #012870 0%, #013485 40%, #0a4aaa 100%);
}

/* When a real photo is used, use .fin-hero-img */
.fin-hero-img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center 40%;
}

.fin-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        105deg,
        rgba(1, 32, 100, 0.85) 0%,
        rgba(1, 40, 112, 0.55) 50%,
        rgba(1, 52, 133, 0.2) 100%
    );
    z-index: 1;
}

/* Decorative geometric pattern for the placeholder background */
.fin-hero-img-placeholder {
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(circle at 80% 30%, rgba(144, 200, 244, 0.12) 0%, transparent 50%),
        radial-gradient(circle at 20% 70%, rgba(201, 35, 35, 0.08) 0%, transparent 40%);
    background-size: cover;
}
.fin-hero-img-placeholder::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: repeating-linear-gradient(
        45deg,
        transparent,
        transparent 48px,
        rgba(255,255,255,0.025) 48px,
        rgba(255,255,255,0.025) 50px
    );
}

.fin-hero-content {
    position: relative;
    z-index: 2;
    width: 100%;
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 40px;
    padding-bottom: 72px;
    flex-wrap: wrap;
}

.fin-hero-text {
    max-width: 640px;
}

.fin-hero-tag {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: #90c8f4;
    margin-bottom: 16px;
}

.fin-hero-title {
    font-family: var(--font-display);
    font-size: clamp(2rem, 3vw, 3.6rem);
    line-height: 1.15;
    color: #ffffff;
    text-shadow:
        0 0 3px rgba(14, 60, 120, 0.9),
        0 0 18px rgba(30, 90, 180, 0.4);
    margin-bottom: 20px;
}

.fin-hero-subtitle {
    font-size: clamp(0.92rem, 1.3vw, 1.05rem);
    color: rgba(255, 255, 255, 0.82);
    line-height: 1.7;
    margin-bottom: 30px;
    max-width: 500px;
}

.fin-hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* Partner badge floating in hero */
.fin-hero-partner-badge {
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(8px);
    border-radius: var(--radius-lg);
    padding: 20px 28px;
    text-align: center;
    flex-shrink: 0;
    align-self: flex-end;
    min-width: 200px;
}

.fin-partner-label {
    font-size: 12px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.6);
    margin-bottom: 10px;
}

.fin-partner-logo-box {
    display: flex;
    align-items: center;
    justify-content: center;
}

.fin-partner-logo-text {
    font-family: var(--font-display);
    font-size: 1.25rem;
    color: #ffffff;
    letter-spacing: 0.02em;
}

/* ===== INTRO SECTION ===== */
.fin-intro-section {
    background: var(--bg-white);
    padding: 80px 0;
    border-bottom: 1px solid var(--border);
}

.fin-intro-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.fin-intro-visual {
    position: relative;
}

.fin-intro-img-wrap {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: visible;
}

.fin-intro-img-placeholder {
    width: 100%;
    height: 420px;
    border-radius: var(--radius-lg);
    background: linear-gradient(135deg, var(--accent-light) 0%, #c0d8f0 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--border);
    overflow: hidden;
    position: relative;
}
.fin-intro-img-placeholder::before {
    content: '📷';
    position: absolute;
    font-size: 2.5rem;
    opacity: 0.18;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -60%);
}

.fin-img-ph-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 32px;
}

/* Kreditwelt floating badge on intro image */
.fin-kw-badge {
    position: absolute;
    bottom: -20px;
    right: -20px;
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow-md);
    padding: 16px 22px;
    z-index: 2;
}

.fin-kw-badge-label {
    font-size: 11px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--text-light);
    margin-bottom: 6px;
}

.fin-kw-badge-logo {
    font-family: var(--font-display);
    font-size: 1.1rem;
    color: var(--main-color);
    font-weight: 700;
}

/* ===== SERVICES SECTION ===== */
.fin-services-section {
    background: var(--bg-light);
    padding: 80px 0;
    border-bottom: 1px solid var(--border);
}

.fin-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-top: 48px;
}

.fin-service-card {
    background: var(--bg-white);
    border-radius: var(--radius-lg);
    padding: 30px 26px;
    border: 1px solid var(--border);
    transition: all 0.3s;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.fin-service-card:hover {
    border-color: var(--accent-color);
    box-shadow: var(--shadow-md);
    transform: translateY(-3px);
}

.fin-service-icon-wrap {
    width: 48px;
    height: 48px;
    background: var(--accent-light);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.fin-service-icon-wrap img {
    width: 24px;
    height: 24px;
}

.fin-service-title {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--main-color);
    line-height: 1.3;
}

.fin-service-text {
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.7;
    flex: 1;
}

/* CTA card variant */
.fin-service-card--cta {
    background: var(--main-color);
    border-color: var(--main-color);
}

.fin-service-card--cta:hover {
    border-color: #0248b5;
    background: #0248b5;
}

.fin-cta-card-label {
    font-size: 12px;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: #90c8f4;
    font-weight: 600;
}

.fin-cta-card-title {
    font-family: var(--font-display);
    font-size: 1.3rem;
    color: #ffffff;
    line-height: 1.25;
}

.fin-cta-card-text {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.72);
    line-height: 1.65;
    flex: 1;
}

/* ===== PROCESS STEPS ===== */
.fin-process-section {
    background: var(--bg-white);
    padding: 80px 0;
    border-bottom: 1px solid var(--border);
}

.fin-process-steps {
    display: flex;
    align-items: flex-start;
    gap: 0;
    margin-top: 52px;
    position: relative;
}

.fin-process-step {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 24px;
}

.fin-step-num {
    font-family: var(--font-display);
    font-size: 3rem;
    color: var(--accent-color);
    opacity: 0.18;
    line-height: 1;
    margin-bottom: 12px;
    letter-spacing: -0.03em;
}

.fin-step-body {
    flex: 1;
}

.fin-step-title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--main-color);
    margin-bottom: 8px;
    line-height: 1.3;
}

.fin-step-text {
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.7;
}

.fin-process-connector {
    width: 40px;
    height: 2px;
    background: var(--border);
    flex-shrink: 0;
    margin-top: 52px;
    position: relative;
}

.fin-process-connector::after {
    content: '';
    position: absolute;
    right: -6px;
    top: -4px;
    border-top: 5px solid transparent;
    border-bottom: 5px solid transparent;
    border-left: 7px solid var(--border);
}

/* ===== SPLIT SECTION ADJUSTMENTS ===== */
.fin-split .split-image {
    height: 440px;
    background: none;
    padding: 0;
}

.fin-split-img-wrap {
    position: relative;
}

.fin-split-placeholder {
    width: 100%;
    height: 100%;
    border-radius: var(--radius-lg);
    background: linear-gradient(135deg, #d4e6f8 0%, #b8cfe8 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--border);
    overflow: hidden;
    position: relative;
}
.fin-split-placeholder::before {
    content: '📷';
    position: absolute;
    font-size: 2.5rem;
    opacity: 0.15;
}

/* ===== TRUST / PARTNER HIGHLIGHT ===== */
.fin-trust .trust-grid {
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.fin-trust-partner-visual {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.fin-partner-showcase {
    display: flex;
    flex-direction: column;
    gap: 0;
}

.fin-partner-logo-large {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: var(--radius-lg);
    padding: 32px;
    text-align: center;
    margin-bottom: 14px;
}

.fin-partner-logo-placeholder {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2px;
    margin-bottom: 12px;
}

.fin-partner-logo-main {
    font-family: var(--font-display);
    font-size: 2.2rem;
    color: #ffffff;
    letter-spacing: -0.01em;
    line-height: 1;
}

.fin-partner-logo-sub {
    font-size: 1rem;
    color: rgba(255, 255, 255, 0.6);
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.fin-partner-tagline {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.5);
    letter-spacing: 0.04em;
}

/* ===== FAQ ===== */
.fin-faq-section {
    background: var(--bg-light);
    padding: 80px 0;
    border-bottom: 1px solid var(--border);
}

.fin-faq-list {
    margin-top: 48px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    max-width: 860px;
}

.fin-faq-item {
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    overflow: hidden;
    transition: border-color 0.2s, box-shadow 0.2s;
}

.fin-faq-item.open {
    border-color: var(--accent-color);
    box-shadow: var(--shadow-sm);
}

.fin-faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 24px;
    background: none;
    border: none;
    cursor: pointer;
    font-family: var(--font-main);
    font-size: 15px;
    font-weight: 600;
    color: var(--main-color);
    text-align: left;
    transition: color 0.2s;
}

.fin-faq-question:hover {
    color: var(--accent-color);
}

.fin-faq-chevron {
    flex-shrink: 0;
    color: var(--text-light);
    transition: transform 0.3s ease;
    display: flex;
}

.fin-faq-item.open .fin-faq-chevron {
    transform: rotate(180deg);
}

.fin-faq-answer {
    display: none;
    padding: 0 24px 20px;
}

.fin-faq-item.open .fin-faq-answer {
    display: block;
}

.fin-faq-answer p {
    font-size: 15px;
    color: var(--text-light);
    line-height: 1.75;
}

/* ===== CONTACT SECTION EXTRAS ===== */
.fin-contact-section {
    background: var(--bg-light);
}

.fin-contact-kw-badge {
    margin-top: 32px;
    padding: 18px 22px;
    background: var(--bg-white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    display: inline-flex;
    flex-direction: column;
    gap: 8px;
}

.fin-contact-kw-label {
    font-size: 11px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--text-light);
    font-weight: 600;
}

.fin-contact-kw-logo {
    font-family: var(--font-display);
    font-size: 1.15rem;
    color: var(--main-color);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1100px) {
    .fin-services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 900px) {
    .fin-hero-partner-badge {
        display: none; /* collapses on small screens */
    }

    .fin-intro-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .fin-kw-badge {
        position: static;
        margin-top: 16px;
        align-self: flex-start;
    }

    .fin-intro-img-placeholder {
        height: 280px;
    }

    .fin-process-steps {
        flex-direction: column;
        gap: 28px;
    }

    .fin-process-connector {
        display: none;
    }

    .fin-process-step {
        text-align: left;
        flex-direction: row;
        align-items: flex-start;
        gap: 20px;
        padding: 0;
    }

    .fin-step-num {
        font-size: 2.2rem;
        min-width: 60px;
        text-align: right;
        margin-bottom: 0;
        padding-top: 2px;
    }

    .fin-trust .trust-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

@media (max-width: 640px) {
    .fin-services-grid {
        grid-template-columns: 1fr;
    }

    .fin-hero-actions {
        flex-direction: column;
        align-items: flex-start;
    }

    .fin-faq-list {
        max-width: 100%;
    }

    .fin-split .split-image {
        height: 260px;
    }
}